Compare Today’s Refinance Rates for East Dubuque, Illinois 61025
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in East Dubuque, Illinois 61025.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in East Dubuque, Illinois 61025. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,838 or $16 per month in East Dubuque and other parts of Jo Daviess county.
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Summary of Average Refinances in East Dubuque, Illinois 61025
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for East Dubuque, Illinois 61025
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Dubuque, IL 61025, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Dubuque, Illinois 61025 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Dubuque, Illinois and the surrounding Jo Daviess county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
| avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
| % 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
| avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
| Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
| Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
| Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
| Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around East Dubuque, Illinois 61025
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Dubuque, Illinois 61025, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Susan Nordstrom
Mortgage Loan Originator
101 W Stephenson Street
Freeport, IL 61025
Susan.Nordstrom@53.com
Nancy Alfaro
Mortgage Loan Originator
6018 W CERMAK ROAD
Cicero, IL 61025
(773) 617-1256
Nancy.Alfaro@53.com
Larry Main
Loans officer
705 E. South Street
Freeport, IL 61025
(815) 235-3171
lmain@1stfarmcredit.com
Rhonda Hambley
Mortgage Loan Officers
200 N Walnut St
Byron, IL 61025
(815) 234-6108
Rhonda@byronbank.com
Leah Kays
Mortgage Loan Officers
200 N Walnut St
Byron, IL 61025
(815) 323-1452
Leah@byronbank.com
Address
101 W Stephenson Street
Freeport, IL
Contact
Fax (301) 639-0804
Susan.Nordstrom@53.com
Address
6018 W CERMAK ROAD
Cicero, IL
Contact
(773) 617-1256
Fax (301) 639-0804
Nancy.Alfaro@53.com
Address
705 E. South Street
Freeport, IL
Contact
(815) 235-3171
Fax (301) 639-0804
lmain@1stfarmcredit.com