Compare Today’s Refinance Rates for Elliott, Illinois 60933
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Elliott, Illinois 60933.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Elliott, Illinois 60933. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,745 or $8 per month in Elliott and other parts of Ford county.
Summary of Average Refinances in Elliott, Illinois 60933
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Interactive Refinance Rate Projections for Elliott, Illinois 60933
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elliott, IL 60933, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elliott, Illinois 60933 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elliott, Illinois and the surrounding Ford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 52.88% | 44.14% | 40.68% | 53.45% | 48.75% | 39.34% | 33.17% | 30.98% |
| avg refi rate | 6.37% | 3.74% | 3.04% | 3.27% | 4.35% | 4.52% | 4.11% | 3.84% | 3.93% |
| % 15 year fixed refinance | 29.81% | 37.12% | 38.79% | 30.17% | 35.00% | 42.62% | 40.70% | 52.17% | |
| avg refi rate | 2.78% | 2.55% | 2.76% | 3.85% | 3.99% | 3.28% | 2.98% | 3.02% | |
| Avg credit score | 718.00 | 736.60 | 746.15 | 758.69 | 748.22 | 742.88 | 743.68 | 756.47 | 753.63 |
| Avg LTV (loan to value) | 67.00% | 66.78% | 71.50% | 73.03% | 72.83% | 69.91% | 72.62% | 74.20% | 71.99% |
| Avg DTI (debt to income) | 28.00 | 33.07 | 32.51 | 31.36 | 31.98 | 33.61 | 32.36 | 30.83 | 31.18 |
| Avg refinance insurance % | 2.36% | 3.16% | 4.82% | 4.78% | 4.04% | 4.41% | 4.19% | 4.21% |
Best Refinance Brokers around Elliott, Illinois 60933
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elliott, Illinois 60933, we have compiled a list of top refinance brokers to assist you in the process.
Angie Woodward
Mortgage Lender
402 N Sangamon Ave
Gibson City, IL 60933
(217) 784-8271
angie.woodward@busey.com
MICHAEL SCARDINA
Mortgage Consultant
215 N Convent St Ste 3
Bourbonnais, IL 60933
(815) 939-0689
michael.scardina@wellsfargo.com
Amber Bukowski
Mortgage Loan Officer
119 N Main St
Grant Park, IL 60933
815
abukowski@my1nb.com
Joyce Gradl
Mortgage Loan Officer
119 N Main St
Grant Park, IL 60933
815
jgradl@my1nb.com
John Betts
Mortgage Loan Officer
119 N Main St
Grant Park, IL 60933
(815) 465-7234
Jbetts@my1nb.com
Address
402 N Sangamon Ave
Gibson City, IL
Contact
(217) 784-8271
Fax (301) 639-0804
angie.woodward@busey.com
Address
215 N Convent St Ste 3
Bourbonnais, IL
Contact
(815) 939-0689
Fax (301) 639-0804
michael.scardina@wellsfargo.com
Address
119 N Main St
Grant Park, IL
Contact
815
Fax (301) 639-0804
abukowski@my1nb.com