Compare Today’s Refinance Rates for Evanston, Illinois 60201
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Evanston, Illinois 60201.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Evanston, Illinois 60201. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,566 or $18 per month in Evanston and other parts of Cook county.
Summary of Average Refinances in Evanston, Illinois 60201
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Interactive Refinance Rate Projections for Evanston, Illinois 60201
Pureloan has developed an interactive chart to monitor the five largest local lenders in Evanston, IL 60201, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Evanston, Illinois 60201 from 2024 - 2016
The following historical data provides insights into refinancing trends in Evanston, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Evanston, Illinois 60201
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Evanston, Illinois 60201, we have compiled a list of top refinance brokers to assist you in the process.
Marc Kramer
Mortgage Banker
1900 Central Street
Evanston, IL 60201
(312) 320-8400
marc.kramer@chase.com
Michael Schenk
Mortgage Banker
1603 Orrington Ave
Evanston, IL 60201
(84) 749-9391
michael.schenk@chase.com
Richard Mcewen
Mortgage Banker
1603 Orrington
Evanston, IL 60201
(847) 448-1079
richard.mcewen@chase.com
Rosalyn Nardini
Loan Officer
1900 Central St
Evanston, IL 60201
(847) 866-5634
Rosalyn.J.Nardini@chase.com
Lee Schenk
Loan Officer
1900 Central St
Evanston, IL 60201
(847) 570-6262
Lee.G.Schenk@chase.com
Address
1900 Central Street
Evanston, IL
Contact
(312) 320-8400
Fax (301) 639-0804
marc.kramer@chase.com
Address
1603 Orrington Ave
Evanston, IL
Contact
(84) 749-9391
Fax (301) 639-0804
michael.schenk@chase.com
Address
1603 Orrington
Evanston, IL
Contact
(847) 448-1079
Fax (301) 639-0804
richard.mcewen@chase.com