Compare Today’s Refinance Rates for Evanston, Illinois

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Evanston, Illinois 60208. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Evanston and surrounding areas of Cook county, your expected lifetime cash savings are $7,425 or $21 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Evanston, Illinois 60208.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Evanston, Illinois 60208

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Evanston, IL

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Evanston, IL 60208, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Evanston, IL

Refinance Rates for Evanston, Illinois 60208 from 2013 - 2020

Below are historical data on refinancing in Evanston, Illinois and around Cook county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.73% 43.03% 48.32% 48.09% 51.61% 52.95% 55.96% 48.73%
avg refi rate 4.78% 4.43% 3.87% 3.67% 4.46% 4.05% 3.84% 3.93%
% 15 year fixed refinance 33.52% 39.30% 35.64% 38.76% 35.06% 32.76% 31.09% 37.47%
avg refi rate 4.21% 3.76% 3.22% 2.96% 3.52% 3.25% 3.08% 3.11%
Avg credit score 770.82 771.52 773.60 769.69 758.18 760.50 761.54 759.40
Avg LTV (loan to value) 60.09% 60.90% 62.86% 64.93% 69.36% 70.65% 69.95% 69.84%
Avg DTI (debt to income) 31.14 30.73 30.34 30.71 33.36 32.97 32.82 34.01
Avg refinance insurance % 0.67% 0.92% 1.25% 2.18% 3.49% 4.22% 3.56% 3.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Evanston, Illinois 60208

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Evanston, Illinois 60208, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Marc Kramer

Mortgage Banker

1900 Central Street

Evanston, IL 60208

(312) 320-8400

marc.kramer@chase.com

Michael Schenk

Mortgage Banker

1603 Orrington Ave

Evanston, IL 60208

(84) 749-9391

michael.schenk@chase.com

Richard Mcewen

Mortgage Banker

1603 Orrington

Evanston, IL 60208

(847) 448-1079

richard.mcewen@chase.com

Rosalyn Nardini

Loan Officer

1900 Central St

Evanston, IL 60208

(847) 866-5634

Rosalyn.J.Nardini@chase.com

Lee Schenk

Loan Officer

1900 Central St

Evanston, IL 60208

(847) 570-6262

Lee.G.Schenk@chase.com

Address

1900 Central Street

Evanston, IL

Contact

(312) 320-8400

Fax (301) 639-0804

marc.kramer@chase.com

Address

1603 Orrington Ave

Evanston, IL

Contact

(84) 749-9391

Fax (301) 639-0804

michael.schenk@chase.com

Address

1603 Orrington

Evanston, IL

Contact

(847) 448-1079

Fax (301) 639-0804

richard.mcewen@chase.com

Refinancing News for Evanston, Illinois 60208