Compare Today’s Refinance Rates for Fidelity, Illinois 62030
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fidelity, Illinois 62030.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fidelity, Illinois 62030. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,562 or $7 per month in Fidelity and other parts of Jersey county.
Summary of Average Refinances in Fidelity, Illinois 62030
Become a certified mortgage expert on Pureloan.com
in Fidelity, Illinois 62030
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Fidelity, Illinois 62030
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fidelity, IL 62030, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fidelity, Illinois 62030 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fidelity, Illinois and the surrounding Jersey county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
% 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Fidelity, Illinois 62030
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fidelity, Illinois 62030, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Snook
Mortgage Lender
1 Cottonwood Rd
Glen Carbon, IL 62030
(618) 655-0498
jeff.snook@regions.com
Larry Ziglar
Mortgage Lender
115 S Elm St
Staunton, IL 62030
(618) 635-2234
lziglar@fnbstaunton.com
Rory Makler
Mortgage Lender
115 S Elm St
Staunton, IL 62030
(618) 635-2234
rmakler@fnbstaunton.com
Anita Duda
Mortgage Lender
115 S Elm St
Staunton, IL 62030
(618) 635-2234
aduda@fnbstaunton.com
Karen Frey
Mortgage Lender
115 S Elm St
Staunton, IL 62030
(618) 635-2234
kfrey@fnbstaunton.com
Address
1 Cottonwood Rd
Glen Carbon, IL
Contact
(618) 655-0498
Fax (301) 639-0804
jeff.snook@regions.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
lziglar@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
rmakler@fnbstaunton.com