Compare Today’s Refinance Rates for Gilberts, Illinois 60136
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gilberts, Illinois 60136.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,700 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Gilberts and other areas of Kane county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Gilberts, Illinois 60136
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Interactive Refinance Rate Projections for Gilberts, Illinois 60136
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gilberts, IL 60136, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gilberts, Illinois 60136 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gilberts, Illinois and the surrounding Kane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.21% | 52.87% | 51.72% | 47.59% | 46.81% | 46.03% | 42.51% | 52.05% | |
avg refi rate | 3.96% | 3.87% | 4.08% | 4.51% | 3.71% | 3.89% | 4.47% | 4.83% | |
% 15 year fixed refinance | 37.42% | 31.65% | 32.76% | 39.24% | 40.01% | 37.06% | 39.29% | 31.31% | |
avg refi rate | 3.21% | 3.12% | 3.30% | 3.56% | 2.99% | 3.26% | 3.80% | 4.24% | |
Avg credit score | 756.37 | 760.91 | 760.89 | 759.06 | 769.94 | 774.52 | 772.15 | 770.25 | |
Avg LTV (loan to value) | 72.76% | 72.65% | 72.90% | 70.83% | 67.80% | 65.82% | 63.53% | 63.19% | |
Avg DTI (debt to income) | 34.03 | 33.25 | 33.42 | 33.57 | 31.25 | 30.75 | 31.49 | 31.92 | |
Avg refinance insurance % | 4.47% | 4.56% | 4.77% | 4.02% | 2.69% | 1.57% | 0.97% | 0.80% |
Best Refinance Brokers around Gilberts, Illinois 60136
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gilberts, Illinois 60136, we have compiled a list of top refinance brokers to assist you in the process.
Tim Galligan
Loan Officers
701 E 22nd St Ste 125
Lombard, IL 60136
(63) 037-6051
tim.galligan@1amllc.com
Mark Cadagin
Loan Officer
701 E 22nd St Ste 125
Lombard, IL 60136
(630) 376-0505
mark.cadagin@1amllc.com
Matt Mikhail
Sr. Loan Officer
701 E 22nd St Ste 125
Lombard, IL 60136
(630) 376-0517
matt.mikhail@1amllc.com
Mike Turza
Loan Officer
701 E 22nd St Ste 125
Lombard, IL 60136
(630) 992-1772
mike.turza@1amllc.com
Brenda Johnson
Sr. Loan Officer
701 E 22nd St Ste 125
Lombard, IL 60136
(630) 992-1772
brenda.johnson@1amllc.com
Address
701 E 22nd St Ste 125
Lombard, IL
Contact
(63) 037-6051
Fax (301) 639-0804
tim.galligan@1amllc.com
Address
701 E 22nd St Ste 125
Lombard, IL
Contact
(630) 376-0505
Fax (301) 639-0804
mark.cadagin@1amllc.com
Address
701 E 22nd St Ste 125
Lombard, IL
Contact
(630) 376-0517
Fax (301) 639-0804
matt.mikhail@1amllc.com