Compare Today’s Refinance Rates for Hartsburg, Illinois 62643
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hartsburg, Illinois 62643.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hartsburg, Illinois 62643. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,539 or $10 per month in Hartsburg and other parts of Logan county.
Summary of Average Refinances in Hartsburg, Illinois 62643
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Interactive Refinance Rate Projections for Hartsburg, Illinois 62643
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hartsburg, IL 62643, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hartsburg, Illinois 62643 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hartsburg, Illinois and the surrounding Logan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Hartsburg, Illinois 62643
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hartsburg, Illinois 62643, we have compiled a list of top refinance brokers to assist you in the process.
Dawn Horrell
Mortgage Consultant
402 N 3rd St
Girard, IL 62643
(217) 627-2186
dhorrell@psbank.net
Amy Vollmer
Mortgage Loan Consultant
101 W Main St
Havana, IL 62643
(309) 277-2324
amy.vollmer@thenb.com
Scott Musch
President/Loan Officer
300 Washington St
Beardstown, IL 62643
(217) 323-4105
smusch@fnbbtown.com
Jason Brockschmidt
Loan Officer
300 Washington St
Beardstown, IL 62643
(217) 323-4105
jbrockschmidt@fnbbtown.com
Jeanette Harbin
Loan Officer
300 Washington St
Beardstown, IL 62643
(217) 323-4105
jharbin@fnbbtown.com
Address
402 N 3rd St
Girard, IL
Contact
(217) 627-2186
Fax (301) 639-0804
dhorrell@psbank.net
Address
101 W Main St
Havana, IL
Contact
(309) 277-2324
Fax (301) 639-0804
amy.vollmer@thenb.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
smusch@fnbbtown.com