Compare Today’s Refinance Rates for Hutsonville, Illinois 62433
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hutsonville, Illinois 62433.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hutsonville, Illinois 62433. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,782 or $8 per month in Hutsonville and other parts of Crawford county.
Summary of Average Refinances in Hutsonville, Illinois 62433
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Interactive Refinance Rate Projections for Hutsonville, Illinois 62433
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hutsonville, IL 62433, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hutsonville, Illinois 62433 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hutsonville, Illinois and the surrounding Crawford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 40.00% | 57.41% | 42.89% | 36.79% | 61.02% | 66.39% | 49.64% | 49.65% | 50.35% |
| avg refi rate | 6.56% | 4.14% | 2.89% | 3.10% | 4.41% | 4.51% | 4.02% | 3.70% | 3.93% |
| % 15 year fixed refinance | 40.00% | 29.63% | 34.16% | 40.71% | 16.95% | 21.31% | 27.01% | 34.75% | 31.47% |
| avg refi rate | 6.34% | 3.12% | 2.29% | 2.51% | 3.52% | 3.91% | 3.27% | 2.85% | 3.11% |
| Avg credit score | 739.90 | 730.22 | 752.47 | 774.12 | 745.82 | 734.56 | 744.70 | 748.43 | 743.37 |
| Avg LTV (loan to value) | 55.10% | 67.41% | 67.59% | 68.28% | 71.65% | 71.09% | 72.60% | 69.67% | 69.06% |
| Avg DTI (debt to income) | 28.30 | 28.98 | 28.02 | 28.09 | 29.51 | 29.34 | 29.26 | 27.59 | 28.40 |
| Avg refinance insurance % | 1.75% | 2.76% | 2.65% | 3.53% | 2.81% | 2.40% | 2.11% | 2.34% |
Best Refinance Brokers around Hutsonville, Illinois 62433
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hutsonville, Illinois 62433, we have compiled a list of top refinance brokers to assist you in the process.
Andrew Grunloh
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62433
(217) 347-7751
AGrunloh@crossroadsbank.com
Douglas Feldhake
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62433
(217) 347-7751
DFeldhake@crossroadsbank.com
Christopher Kabbes
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62433
(217) 347-7751
CKabbes@crossroadsbank.com
Landon Etheridge
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62433
(217) 347-7751
LEtheridge@crossroadsbank.com
Becky McGee
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62433
(217) 347-7751
BMcGee@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
AGrunloh@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
DFeldhake@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
CKabbes@crossroadsbank.com