Compare Today’s Refinance Rates for Ina, Illinois 62846
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ina, Illinois 62846.
With a 30-year amortization refinance in Ina and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $2,306 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ina, Illinois 62846.
Summary of Average Refinances in Ina, Illinois 62846
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Interactive Refinance Rate Projections for Ina, Illinois 62846
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ina, IL 62846, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ina, Illinois 62846 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ina, Illinois and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Ina, Illinois 62846
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ina, Illinois 62846, we have compiled a list of top refinance brokers to assist you in the process.
Matt Olszewski
Loan officer
520 S 42nd St
Mount Vernon, IL 62846
(800) 554-8969
mOlszewski@peoplesbankdirect.com
Mike Osenglewski
Loan officer
520 S 42nd St
Mount Vernon, IL 62846
(815) 936-7620
mosenglewski@peoplesbankdirect.com
Mimi Barnes
Loan officer
520 S 42nd St
Mount Vernon, IL 62846
(815) 936-7623
mbarnes@peoplesbankdirect.com
Sheila Burcham
Loan Officer
1425 E Mccord St
Centralia, IL 62846
(618) 249-6218
sburcham@communitytrustbk.com
Dax Garrison
Loan Officer
1425 E Mccord St
Centralia, IL 62846
(618) 249-6218
dgarrison@communitytrustbk.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(800) 554-8969
Fax (301) 639-0804
mOlszewski@peoplesbankdirect.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(815) 936-7620
Fax (301) 639-0804
mosenglewski@peoplesbankdirect.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(815) 936-7623
Fax (301) 639-0804
mbarnes@peoplesbankdirect.com