Compare Today’s Refinance Rates for Kell, Illinois 62853
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kell, Illinois 62853.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kell, Illinois 62853. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,649 or $10 per month in Kell and other parts of Jefferson county.
Summary of Average Refinances in Kell, Illinois 62853
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Interactive Refinance Rate Projections for Kell, Illinois 62853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kell, IL 62853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kell, Illinois 62853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kell, Illinois and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Kell, Illinois 62853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kell, Illinois 62853, we have compiled a list of top refinance brokers to assist you in the process.
Mike Williams
Mortgage Lender
55 North Elm St
Alto Pass, IL 62853
(618) 893-2464
mwilliams@myfsb.com
Steve Thompson
Mortgage Lender
55 North Elm St
Alto Pass, IL 62853
(618) 893-2464
sthompson@myfsb.com
Brad Stokich
Mortgage Lender
55 North Elm St
Alto Pass, IL 62853
(618) 893-2464
bstokich@myfsb.com
Tom Jones
Mortgage Lender
55 North Elm St
Alto Pass, IL 62853
(618) 893-2464
tjones@myfsb.com
Mike Hopkins
Home Loans
300 Tower Square Plz
Marion, IL 62853
(618) 997-4341
mhopkins@bankofmarion.com
Address
55 North Elm St
Alto Pass, IL
Contact
(618) 893-2464
Fax (301) 639-0804
mwilliams@myfsb.com
Address
55 North Elm St
Alto Pass, IL
Contact
(618) 893-2464
Fax (301) 639-0804
sthompson@myfsb.com
Address
55 North Elm St
Alto Pass, IL
Contact
(618) 893-2464
Fax (301) 639-0804
bstokich@myfsb.com