Compare Today’s Refinance Rates for La Grange, Illinois 60525
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in La Grange, Illinois 60525.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in La Grange, Illinois 60525. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,592 or $21 per month in La Grange and other parts of Cook county.
Summary of Average Refinances in La Grange, Illinois 60525
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Interactive Refinance Rate Projections for La Grange, Illinois 60525
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Grange, IL 60525, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Grange, Illinois 60525 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Grange, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around La Grange, Illinois 60525
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Grange, Illinois 60525, we have compiled a list of top refinance brokers to assist you in the process.
Bruce Torgler
Loan Officer
14 S La Grange Rd
La Grange, IL 60525
(708) 579-4486
Bruce.W.Torgler@chase.com
Mike Fang
Loan Officers
1624 Ogden Ave Ste 200
Lisle, IL 60525
(630) 435-7777
Mike.Fang@fmcusa.com
Rong Liu
Loan Officers
1624 Ogden Ave Ste 200
Lisle, IL 60525
(630) 435-7777
Rong.Liu@fmcusa.com
Patricia Su
Loan Officers
1624 Ogden Ave Ste 200
Lisle, IL 60525
(630) 435-7777
Patricia.Su@fmcusa.com
Beth Xu
Loan Officers
1624 Ogden Ave Ste 200
Lisle, IL 60525
(630) 435-7777
Beth.Xu@fmcusa.com
Address
14 S La Grange Rd
La Grange, IL
Contact
(708) 579-4486
Fax (301) 639-0804
Bruce.W.Torgler@chase.com
Address
1624 Ogden Ave Ste 200
Lisle, IL
Contact
(630) 435-7777
Fax (301) 639-0804
Mike.Fang@fmcusa.com
Address
1624 Ogden Ave Ste 200
Lisle, IL
Contact
(630) 435-7777
Fax (301) 639-0804
Rong.Liu@fmcusa.com