Compare Today’s Refinance Rates for Naperville, Illinois

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Naperville, Illinois 60564. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Naperville and other areas of Will county, expected lifetime cash savings are $7,060 or $20 / month.

For Naperville, Illinois 60564, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Naperville, Illinois 60564

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Naperville, IL

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Naperville, IL 60564, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Naperville, IL

Refinance Rates for Naperville, Illinois 60564 from 2013 - 2020

Below are historical data on refinancing in Naperville, Illinois and around Will county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.73% 43.03% 48.32% 48.09% 51.61% 52.95% 55.96% 48.73%
avg refi rate 4.78% 4.43% 3.87% 3.67% 4.46% 4.05% 3.84% 3.93%
% 15 year fixed refinance 33.52% 39.30% 35.64% 38.76% 35.06% 32.76% 31.09% 37.47%
avg refi rate 4.21% 3.76% 3.22% 2.96% 3.52% 3.25% 3.08% 3.11%
Avg credit score 770.82 771.52 773.60 769.69 758.18 760.50 761.54 759.40
Avg LTV (loan to value) 60.09% 60.90% 62.86% 64.93% 69.36% 70.65% 69.95% 69.84%
Avg DTI (debt to income) 31.14 30.73 30.34 30.71 33.36 32.97 32.82 34.01
Avg refinance insurance % 0.67% 0.92% 1.25% 2.18% 3.49% 4.22% 3.56% 3.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Naperville, Illinois 60564

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Naperville, Illinois 60564, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bryan Swenson

Sr. Mortgage Originator

1220 Iroquois Avenue

Naperville, IL 60564

(630) 869-0189

bswenson@goapmc.com

Tamara Hine

Mortgage Loan Officer

1811 Centre Point Drive

Naperville, IL 60564

(630) 369-7227

tammy.hine@marinebank.com

Kent Cochrum

Talent Acquisition Specialist

1811 Centre Point Drive

Naperville, IL 60564

(630) 470-6751

jordan.frane@avenuemortgage.com

Patrice Bedow

Loan Officer Assitant

1811 Centre Point Drive

Naperville, IL 60564

(630) 470-6750

sharon.sasak@avenuemortgage.com

Christine Stratton

Mortgage Loan Officer

1811 Centre Point Dr Ste 123

Naperville, IL 60564

(630) 470-6735

jmcdonnell@@avenuemortgage.com

Address

1220 Iroquois Avenue

Naperville, IL

Contact

(630) 869-0189

Fax (301) 639-0804

bswenson@goapmc.com

Address

1811 Centre Point Drive

Naperville, IL

Contact

(630) 369-7227

Fax (301) 639-0804

tammy.hine@marinebank.com

Address

1811 Centre Point Drive

Naperville, IL

Contact

(630) 470-6751

Fax (301) 639-0804

jordan.frane@avenuemortgage.com

Refinancing News for Naperville, Illinois 60564