Compare Today’s Refinance Rates for Naperville, Illinois 60565
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Naperville, Illinois 60565.
With a 30-year amortization refinance in Naperville and surrounding areas of Dupage county, our calculations show that you can expect to save up to $6,246 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Naperville, Illinois 60565.
Summary of Average Refinances in Naperville, Illinois 60565
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Interactive Refinance Rate Projections for Naperville, Illinois 60565
Pureloan has developed an interactive chart to monitor the five largest local lenders in Naperville, IL 60565, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Naperville, Illinois 60565 from 2024 - 2016
The following historical data provides insights into refinancing trends in Naperville, Illinois and the surrounding Dupage county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Naperville, Illinois 60565
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Naperville, Illinois 60565, we have compiled a list of top refinance brokers to assist you in the process.
Bryan Swenson
Sr. Mortgage Originator
1220 Iroquois Avenue
Naperville, IL 60565
(630) 869-0189
bswenson@goapmc.com
Tamara Hine
Mortgage Loan Officer
1811 Centre Point Drive
Naperville, IL 60565
(630) 369-7227
tammy.hine@marinebank.com
Kent Cochrum
Talent Acquisition Specialist
1811 Centre Point Drive
Naperville, IL 60565
(630) 470-6751
jordan.frane@avenuemortgage.com
Patrice Bedow
Loan Officer Assitant
1811 Centre Point Drive
Naperville, IL 60565
(630) 470-6750
sharon.sasak@avenuemortgage.com
Christine Stratton
Mortgage Loan Officer
1811 Centre Point Dr Ste 123
Naperville, IL 60565
(630) 470-6735
jmcdonnell@@avenuemortgage.com
Address
1220 Iroquois Avenue
Naperville, IL
Contact
(630) 869-0189
Fax (301) 639-0804
bswenson@goapmc.com
Address
1811 Centre Point Drive
Naperville, IL
Contact
(630) 369-7227
Fax (301) 639-0804
tammy.hine@marinebank.com
Address
1811 Centre Point Drive
Naperville, IL
Contact
(630) 470-6751
Fax (301) 639-0804
jordan.frane@avenuemortgage.com