Compare Today’s Refinance Rates for Nokomis, Illinois 62075
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Nokomis, Illinois 62075.
With a 30-year amortization refinance in Nokomis and surrounding areas of Montgomery county, our calculations show that you can expect to save up to $1,903 over the lifetime of your mortgage, or a monthly savings of $5. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Nokomis, Illinois 62075.
Summary of Average Refinances in Nokomis, Illinois 62075
Become a certified mortgage expert on Pureloan.com
in Nokomis, Illinois 62075
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Nokomis, Illinois 62075
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nokomis, IL 62075, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nokomis, Illinois 62075 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nokomis, Illinois and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
% 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Nokomis, Illinois 62075
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nokomis, Illinois 62075, we have compiled a list of top refinance brokers to assist you in the process.
Larry Ziglar
Mortgage Lender
115 S Elm St
Staunton, IL 62075
(618) 635-2234
lziglar@fnbstaunton.com
Rory Makler
Mortgage Lender
115 S Elm St
Staunton, IL 62075
(618) 635-2234
rmakler@fnbstaunton.com
Anita Duda
Mortgage Lender
115 S Elm St
Staunton, IL 62075
(618) 635-2234
aduda@fnbstaunton.com
Karen Frey
Mortgage Lender
115 S Elm St
Staunton, IL 62075
(618) 635-2234
kfrey@fnbstaunton.com
Kim Meyer
Mortgage Lender
115 S Elm St
Staunton, IL 62075
(618) 635-2234
kmeyer@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
lziglar@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
rmakler@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
aduda@fnbstaunton.com