Compare Today’s Refinance Rates for North Chicago, Illinois 60064
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Chicago, Illinois 60064.
With a 30-year amortization refinance in North Chicago and surrounding areas of Lake county, our calculations show that you can expect to save up to $5,709 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for North Chicago, Illinois 60064.
Summary of Average Refinances in North Chicago, Illinois 60064
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Interactive Refinance Rate Projections for North Chicago, Illinois 60064
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Chicago, IL 60064, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Chicago, Illinois 60064 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Chicago, Illinois and the surrounding Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around North Chicago, Illinois 60064
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Chicago, Illinois 60064, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Smolin
Home Mortgage Consultant
1143 Church St
Northbrook, IL 60064
(847) 272-2439
cindy.l.smolin2@wellsfargo.com
Gregory Koziol
Loan Officer
1901 Cherry Ln
Northbrook, IL 60064
(847) 272-7302
Gregory.M.Koziol@chase.com
Jo Ann Theriault-Fazio
Loan Officer
400 Skokie Blvd Ste 110
Northbrook, IL 60064
(847) 470-3357
JoAnn.Theriault@guaranteedrate.com
Daniel McGuire
Chicago Reg Sales Manager
707 Skokie Blvd Ste 375
Northbrook, IL 60064
(224) 803-2528
daniel.mcguire@phhonline.com
David Servatius
Branch Manager & Sr. Mortgage Consultant
707 Skokie Blvd Ste 375
Northbrook, IL 60064
(224) 803-2530
david.servatius@phhonline.com
Address
1143 Church St
Northbrook, IL
Contact
(847) 272-2439
Fax (301) 639-0804
cindy.l.smolin2@wellsfargo.com
Address
1901 Cherry Ln
Northbrook, IL
Contact
(847) 272-7302
Fax (301) 639-0804
Gregory.M.Koziol@chase.com
Address
400 Skokie Blvd Ste 110
Northbrook, IL
Contact
(847) 470-3357
Fax (301) 639-0804
JoAnn.Theriault@guaranteedrate.com