Compare Today’s Refinance Rates for Oblong, Illinois 62449
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oblong, Illinois 62449.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oblong, Illinois 62449. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,928 or $8 per month in Oblong and other parts of Crawford county.
Summary of Average Refinances in Oblong, Illinois 62449
Become a certified mortgage expert on Pureloan.com
in Oblong, Illinois 62449
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Oblong, Illinois 62449
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oblong, IL 62449, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oblong, Illinois 62449 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oblong, Illinois and the surrounding Crawford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 40.00% | 57.41% | 42.89% | 36.79% | 61.02% | 66.39% | 49.64% | 49.65% | 50.35% |
| avg refi rate | 6.56% | 4.14% | 2.89% | 3.10% | 4.41% | 4.51% | 4.02% | 3.70% | 3.93% |
| % 15 year fixed refinance | 40.00% | 29.63% | 34.16% | 40.71% | 16.95% | 21.31% | 27.01% | 34.75% | 31.47% |
| avg refi rate | 6.34% | 3.12% | 2.29% | 2.51% | 3.52% | 3.91% | 3.27% | 2.85% | 3.11% |
| Avg credit score | 739.90 | 730.22 | 752.47 | 774.12 | 745.82 | 734.56 | 744.70 | 748.43 | 743.37 |
| Avg LTV (loan to value) | 55.10% | 67.41% | 67.59% | 68.28% | 71.65% | 71.09% | 72.60% | 69.67% | 69.06% |
| Avg DTI (debt to income) | 28.30 | 28.98 | 28.02 | 28.09 | 29.51 | 29.34 | 29.26 | 27.59 | 28.40 |
| Avg refinance insurance % | 1.75% | 2.76% | 2.65% | 3.53% | 2.81% | 2.40% | 2.11% | 2.34% |
Best Refinance Brokers around Oblong, Illinois 62449
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oblong, Illinois 62449, we have compiled a list of top refinance brokers to assist you in the process.
Andrew Grunloh
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62449
(217) 347-7751
AGrunloh@crossroadsbank.com
Douglas Feldhake
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62449
(217) 347-7751
DFeldhake@crossroadsbank.com
Christopher Kabbes
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62449
(217) 347-7751
CKabbes@crossroadsbank.com
Landon Etheridge
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62449
(217) 347-7751
LEtheridge@crossroadsbank.com
Becky McGee
Mortgage Loan Officer
2000 S Banker St
Effingham, IL 62449
(217) 347-7751
BMcGee@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
AGrunloh@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
DFeldhake@crossroadsbank.com
Address
2000 S Banker St
Effingham, IL
Contact
(217) 347-7751
Fax (301) 639-0804
CKabbes@crossroadsbank.com