Compare Today’s Refinance Rates for Ozark, Illinois 62972
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ozark, Illinois 62972.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ozark, Illinois 62972. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,649 or $10 per month in Ozark and other parts of Johnson county.
Summary of Average Refinances in Ozark, Illinois 62972
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Interactive Refinance Rate Projections for Ozark, Illinois 62972
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ozark, IL 62972, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ozark, Illinois 62972 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ozark, Illinois and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Ozark, Illinois 62972
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ozark, Illinois 62972, we have compiled a list of top refinance brokers to assist you in the process.
Julie Hezel
Sr. Loan Officer
14366 South Outer 40 Rd.
Chesterfield, MO 62972
(618) 616-3534
jhezel09@yahoo.com
Rick Jokerst
Managing Partner
14366 South Outer 40 Rd.
Chesterfield, MO 62972
(314) 787-0292
rick@accesscapitalfunding.com
Casey Sperry
Associate Branch Manager,Loan Officer
108 Front St., Suite 100
Labadie, MO 62972
(636) 742-3558
csperry@bankofsullivan.com
Dale Cottrell
Senior Vice President,Loan Officer
318 W. Main Street
Sullivan, MO 62972
(573) 468-3191
dcottrell@bankofsullivan.com
Kevin Carey
Senior Vice President,Loan Officer
318 W. Main Street
Sullivan, MO 62972
(573) 468-3191
kcarey@bankofsullivan.com
Address
14366 South Outer 40 Rd.
Chesterfield, MO
Contact
(618) 616-3534
Fax (301) 639-0804
jhezel09@yahoo.com
Address
14366 South Outer 40 Rd.
Chesterfield, MO
Contact
(314) 787-0292
Fax (301) 639-0804
rick@accesscapitalfunding.com
Address
108 Front St., Suite 100
Labadie, MO
Contact
(636) 742-3558
Fax (301) 639-0804
csperry@bankofsullivan.com