Compare Today’s Refinance Rates for Percy, Illinois 62272
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Percy, Illinois 62272.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,489 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Percy and other areas of Randolph county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Percy, Illinois 62272
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Interactive Refinance Rate Projections for Percy, Illinois 62272
Pureloan has developed an interactive chart to monitor the five largest local lenders in Percy, IL 62272, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Percy, Illinois 62272 from 2024 - 2016
The following historical data provides insights into refinancing trends in Percy, Illinois and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Percy, Illinois 62272
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Percy, Illinois 62272, we have compiled a list of top refinance brokers to assist you in the process.
Nathan Frese
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62272
(217) 223-7100
nfrese@bankofquincy.com
Mike Smith
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62272
(217) 223-7100
msmith@bankofquincy.com
Michelle MIller
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62272
(217) 223-7100
mmiller@bankofquincy.com
Troy Kemp
Commercial Loan Officer
1132 Broadway St # 305
Quincy, IL 62272
(217) 223-7100
tkemp@bankofquincy.com
Marcia Hardin
Commercial Loan Officer
1132 Broadway St # 305
Quincy, IL 62272
(217) 223-7100
mhardin@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
nfrese@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
msmith@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
mmiller@bankofquincy.com