Compare Today’s Refinance Rates for Pulaski, Illinois 62976
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pulaski, Illinois 62976.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,065 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Pulaski and other areas of Union county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pulaski, Illinois 62976
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Interactive Refinance Rate Projections for Pulaski, Illinois 62976
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pulaski, IL 62976, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pulaski, Illinois 62976 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pulaski, Illinois and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
| avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
| % 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
| avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
| Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
| Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
| Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
| Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Pulaski, Illinois 62976
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pulaski, Illinois 62976, we have compiled a list of top refinance brokers to assist you in the process.
Julie Hezel
Sr. Loan Officer
14366 South Outer 40 Rd.
Chesterfield, MO 62976
(618) 616-3534
jhezel09@yahoo.com
Rick Jokerst
Managing Partner
14366 South Outer 40 Rd.
Chesterfield, MO 62976
(314) 787-0292
rick@accesscapitalfunding.com
Casey Sperry
Associate Branch Manager,Loan Officer
108 Front St., Suite 100
Labadie, MO 62976
(636) 742-3558
csperry@bankofsullivan.com
Dale Cottrell
Senior Vice President,Loan Officer
318 W. Main Street
Sullivan, MO 62976
(573) 468-3191
dcottrell@bankofsullivan.com
Kevin Carey
Senior Vice President,Loan Officer
318 W. Main Street
Sullivan, MO 62976
(573) 468-3191
kcarey@bankofsullivan.com
Address
14366 South Outer 40 Rd.
Chesterfield, MO
Contact
(618) 616-3534
Fax (301) 639-0804
jhezel09@yahoo.com
Address
14366 South Outer 40 Rd.
Chesterfield, MO
Contact
(314) 787-0292
Fax (301) 639-0804
rick@accesscapitalfunding.com
Address
108 Front St., Suite 100
Labadie, MO
Contact
(636) 742-3558
Fax (301) 639-0804
csperry@bankofsullivan.com