Compare Today’s Refinance Rates for Saint Anne, Illinois 60964
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Saint Anne, Illinois 60964.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Saint Anne, Illinois 60964. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,393 or $9 per month in Saint Anne and other parts of Kankakee county.
Summary of Average Refinances in Saint Anne, Illinois 60964
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Interactive Refinance Rate Projections for Saint Anne, Illinois 60964
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Anne, IL 60964, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Anne, Illinois 60964 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Anne, Illinois and the surrounding Kankakee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 52.88% | 44.14% | 40.68% | 53.45% | 48.75% | 39.34% | 33.17% | 30.98% |
avg refi rate | 6.37% | 3.74% | 3.04% | 3.27% | 4.35% | 4.52% | 4.11% | 3.84% | 3.93% |
% 15 year fixed refinance | 29.81% | 37.12% | 38.79% | 30.17% | 35.00% | 42.62% | 40.70% | 52.17% | |
avg refi rate | 2.78% | 2.55% | 2.76% | 3.85% | 3.99% | 3.28% | 2.98% | 3.02% | |
Avg credit score | 718.00 | 736.60 | 746.15 | 758.69 | 748.22 | 742.88 | 743.68 | 756.47 | 753.63 |
Avg LTV (loan to value) | 67.00% | 66.78% | 71.50% | 73.03% | 72.83% | 69.91% | 72.62% | 74.20% | 71.99% |
Avg DTI (debt to income) | 28.00 | 33.07 | 32.51 | 31.36 | 31.98 | 33.61 | 32.36 | 30.83 | 31.18 |
Avg refinance insurance % | 2.36% | 3.16% | 4.82% | 4.78% | 4.04% | 4.41% | 4.19% | 4.21% |
Best Refinance Brokers around Saint Anne, Illinois 60964
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Anne, Illinois 60964, we have compiled a list of top refinance brokers to assist you in the process.
Rhonda Hambley
Mortgage Loan Officers
200 N Walnut St
Byron, IL 60964
(815) 234-6108
Rhonda@byronbank.com
Leah Kays
Mortgage Loan Officers
200 N Walnut St
Byron, IL 60964
(815) 323-1452
Leah@byronbank.com
Neal Pavlus
Mortgage Loan Officers
200 N Walnut St
Byron, IL 60964
(815) 234-6045
npavlus@byronbank.com
Kris Proudfoot
Mortgage Loan Officers
200 N Walnut St
Byron, IL 60964
(815) 234-6115
kproudfoot@byronbank.com
Brian Stukenberg
Mortgage Loan Officers
200 N Walnut St
Byron, IL 60964
(815) 234-6102
Brian@byronbank.com
Address
200 N Walnut St
Byron, IL
Contact
(815) 234-6108
Fax (301) 639-0804
Rhonda@byronbank.com
Address
200 N Walnut St
Byron, IL
Contact
(815) 323-1452
Fax (301) 639-0804
Leah@byronbank.com
Address
200 N Walnut St
Byron, IL
Contact
(815) 234-6045
Fax (301) 639-0804
npavlus@byronbank.com