Compare Today’s Refinance Rates for Saint Charles, Illinois 60175
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Charles, Illinois 60175.
With a 30-year amortization refinance in Saint Charles and surrounding areas of Kane county, our calculations show that you can expect to save up to $10,207 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Saint Charles, Illinois 60175.
Summary of Average Refinances in Saint Charles, Illinois 60175
Become a certified mortgage expert on Pureloan.com
in Saint Charles, Illinois 60175
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Saint Charles, Illinois 60175
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Charles, IL 60175, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Charles, Illinois 60175 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Charles, Illinois and the surrounding Kane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.21% | 52.87% | 51.72% | 47.59% | 46.81% | 46.03% | 42.51% | 52.05% | |
avg refi rate | 3.96% | 3.87% | 4.08% | 4.51% | 3.71% | 3.89% | 4.47% | 4.83% | |
% 15 year fixed refinance | 37.42% | 31.65% | 32.76% | 39.24% | 40.01% | 37.06% | 39.29% | 31.31% | |
avg refi rate | 3.21% | 3.12% | 3.30% | 3.56% | 2.99% | 3.26% | 3.80% | 4.24% | |
Avg credit score | 756.37 | 760.91 | 760.89 | 759.06 | 769.94 | 774.52 | 772.15 | 770.25 | |
Avg LTV (loan to value) | 72.76% | 72.65% | 72.90% | 70.83% | 67.80% | 65.82% | 63.53% | 63.19% | |
Avg DTI (debt to income) | 34.03 | 33.25 | 33.42 | 33.57 | 31.25 | 30.75 | 31.49 | 31.92 | |
Avg refinance insurance % | 4.47% | 4.56% | 4.77% | 4.02% | 2.69% | 1.57% | 0.97% | 0.80% |
Best Refinance Brokers around Saint Charles, Illinois 60175
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Charles, Illinois 60175, we have compiled a list of top refinance brokers to assist you in the process.
Sandra Salas
Mortgage Loan Specialist
700 So Randall Road
Saint Charles, IL 60175
(630) 651-6274
joseph.ratterman@53.com
Michael Becton
Mortgage Loan Officer
1121 E Main Street suite 330
Saint Charles, IL 60175
(704) 386-5972
michael.becton@bankofamerica.com
Travis Vulich
Mortgage Loan Consultant
2570 Foxfield Rd Ste 101
Saint Charles, IL 60175
(847) 789-6896
travis.vulich@thenb.com
Bryan Hanson
Mortgage Loan Consultant
2570 Foxfield Rd Ste 101
Saint Charles, IL 60175
(630) 882-5142
bryan.hanson@thenb.com
Nick Benhart
Mortgage Loan Consultant
2570 Foxfield Rd Ste 101
Saint Charles, IL 60175
(630) 882-5061
nick.benhart@thenb.com
Address
700 So Randall Road
Saint Charles, IL
Contact
(630) 651-6274
Fax (301) 639-0804
joseph.ratterman@53.com
Address
1121 E Main Street suite 330
Saint Charles, IL
Contact
(704) 386-5972
Fax (301) 639-0804
michael.becton@bankofamerica.com
Address
2570 Foxfield Rd Ste 101
Saint Charles, IL
Contact
(847) 789-6896
Fax (301) 639-0804
travis.vulich@thenb.com