Compare Today’s Refinance Rates for Saint David, Illinois 61563
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint David, Illinois 61563.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $836 over the lifetime of your mortgage, which translates to a monthly savings of $2 in Saint David and other areas of Fulton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Saint David, Illinois 61563
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Interactive Refinance Rate Projections for Saint David, Illinois 61563
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint David, IL 61563, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint David, Illinois 61563 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint David, Illinois and the surrounding Fulton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Saint David, Illinois 61563
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint David, Illinois 61563, we have compiled a list of top refinance brokers to assist you in the process.
June Harnacke
Loan Officer
134 S Sampson St
Tremont, IL 61563
(217) 445-2211
june@newhollandbank.com
Debbie Birkey
MORTGAGE LOANS
134 S Sampson St
Tremont, IL 61563
(309) 449-3393
debbie@hopedalebank.com
Gary Rademaker
Loan Officer
134 S Sampson St
Tremont, IL 61563
(309) 925-2121
gary@newhollandbank.com
Seth Lopotko
Mortgage Lender
6699 N Sheridan Rd
Peoria, IL 61563
(309) 683-2305
seth.lopotko@busey.com
MATTHEW WILKERSON
Mortgage Consultant
4700 N Sterling Ave Ste 100
Peoria, IL 61563
(309) 681-3012
matthew.wilkerson@wellsfargo.com
Address
134 S Sampson St
Tremont, IL
Contact
(217) 445-2211
Fax (301) 639-0804
june@newhollandbank.com
Address
134 S Sampson St
Tremont, IL
Contact
(309) 449-3393
Fax (301) 639-0804
debbie@hopedalebank.com
Address
134 S Sampson St
Tremont, IL
Contact
(309) 925-2121
Fax (301) 639-0804
gary@newhollandbank.com