Compare Today’s Refinance Rates for Sibley, Illinois 61773
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sibley, Illinois 61773.
With a 30-year amortization refinance in Sibley and surrounding areas of Ford county, our calculations show that you can expect to save up to $3,175 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sibley, Illinois 61773.
Summary of Average Refinances in Sibley, Illinois 61773
Become a certified mortgage expert on Pureloan.com
in Sibley, Illinois 61773
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Sibley, Illinois 61773
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sibley, IL 61773, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sibley, Illinois 61773 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sibley, Illinois and the surrounding Ford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
| avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
| % 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
| avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
| Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
| Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
| Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
| Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Sibley, Illinois 61773
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sibley, Illinois 61773, we have compiled a list of top refinance brokers to assist you in the process.
Jason Holdren
Mortgage Lender
201 W Main St
Urbana, IL 61773
(217) 365-4775
Jason.Holdren@busey.com
Chastity Rein
Mortgage Operations Manager
206 E University Ave
Urbana, IL 61773
(217) 278-7700
chastity.rein@uiecu.org
Joni Utnage
Mortgage Lender
2710 Philo Rd
Urbana, IL 61773
(217) 365-4934
joni.utnage@busey.com
Beth Geis
Mortgage Lender
100 W University Ave
Champaign, IL 61773
(217) 351-6544
beth.geis@busey.com
Brett Englehardt
Residential Mortgage Loan Officer & Branch Manager
1311 S Neil St
Champaign, IL 61773
(217) 356-2265
benglehardt@356bank.com
Address
201 W Main St
Urbana, IL
Contact
(217) 365-4775
Fax (301) 639-0804
Jason.Holdren@busey.com
Address
206 E University Ave
Urbana, IL
Contact
(217) 278-7700
Fax (301) 639-0804
chastity.rein@uiecu.org
Address
2710 Philo Rd
Urbana, IL
Contact
(217) 365-4934
Fax (301) 639-0804
joni.utnage@busey.com