Compare Today’s Refinance Rates for South Pekin, Illinois 61564
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in South Pekin, Illinois 61564.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in South Pekin, Illinois 61564. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,636 or $7 per month in South Pekin and other parts of Tazewell county.
Summary of Average Refinances in South Pekin, Illinois 61564
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Interactive Refinance Rate Projections for South Pekin, Illinois 61564
Pureloan has developed an interactive chart to monitor the five largest local lenders in South Pekin, IL 61564, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in South Pekin, Illinois 61564 from 2024 - 2016
The following historical data provides insights into refinancing trends in South Pekin, Illinois and the surrounding Tazewell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around South Pekin, Illinois 61564
If you are considering refinancing your mortgage or obtaining a cash-out refinance in South Pekin, Illinois 61564, we have compiled a list of top refinance brokers to assist you in the process.
June Harnacke
Loan Officer
134 S Sampson St
Tremont, IL 61564
(217) 445-2211
june@newhollandbank.com
Debbie Birkey
MORTGAGE LOANS
134 S Sampson St
Tremont, IL 61564
(309) 449-3393
debbie@hopedalebank.com
Gary Rademaker
Loan Officer
134 S Sampson St
Tremont, IL 61564
(309) 925-2121
gary@newhollandbank.com
Seth Lopotko
Mortgage Lender
6699 N Sheridan Rd
Peoria, IL 61564
(309) 683-2305
seth.lopotko@busey.com
MATTHEW WILKERSON
Mortgage Consultant
4700 N Sterling Ave Ste 100
Peoria, IL 61564
(309) 681-3012
matthew.wilkerson@wellsfargo.com
Address
134 S Sampson St
Tremont, IL
Contact
(217) 445-2211
Fax (301) 639-0804
june@newhollandbank.com
Address
134 S Sampson St
Tremont, IL
Contact
(309) 449-3393
Fax (301) 639-0804
debbie@hopedalebank.com
Address
134 S Sampson St
Tremont, IL
Contact
(309) 925-2121
Fax (301) 639-0804
gary@newhollandbank.com