Compare Today’s Refinance Rates for Speer, Illinois 61479
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Speer, Illinois 61479.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Speer, Illinois 61479. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Speer and other parts of Stark county.
Summary of Average Refinances in Speer, Illinois 61479
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Interactive Refinance Rate Projections for Speer, Illinois 61479
Pureloan has developed an interactive chart to monitor the five largest local lenders in Speer, IL 61479, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Speer, Illinois 61479 from 2024 - 2016
The following historical data provides insights into refinancing trends in Speer, Illinois and the surrounding Stark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Speer, Illinois 61479
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Speer, Illinois 61479, we have compiled a list of top refinance brokers to assist you in the process.
Diane DeMay
Loan Officer
102 W Main St
Toulon, IL 61479
(309) 852-3366
ddemay@statebankoftoulon.com
Phil Daum
Loan Officer
102 W Main St
Toulon, IL 61479
(309) 286-2861
pdaum@statebankoftoulon.com
Doug Blunier
Loan Officer
102 W Main St
Toulon, IL 61479
(309) 286-2861
dblunier@statebankoftoulon.com
June Harnacke
Loan Officer
134 S Sampson St
Tremont, IL 61479
(217) 445-2211
june@newhollandbank.com
Keith Garlish
Loans officer
7508 N. Kickapoo Edwards Road
Edwards, IL 61479
(309) 676-0069
kgarlis@1stfarmcredit.com
Address
102 W Main St
Toulon, IL
Contact
(309) 852-3366
Fax (301) 639-0804
ddemay@statebankoftoulon.com
Address
102 W Main St
Toulon, IL
Contact
(309) 286-2861
Fax (301) 639-0804
pdaum@statebankoftoulon.com
Address
102 W Main St
Toulon, IL
Contact
(309) 286-2861
Fax (301) 639-0804
dblunier@statebankoftoulon.com