Compare Today’s Refinance Rates for Staunton, Illinois 62088
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Staunton, Illinois 62088.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,430 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Staunton and other areas of Macoupin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Staunton, Illinois 62088
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Staunton, Illinois 62088
Pureloan has developed an interactive chart to monitor the five largest local lenders in Staunton, IL 62088, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Staunton, Illinois 62088 from 2024 - 2016
The following historical data provides insights into refinancing trends in Staunton, Illinois and the surrounding Macoupin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
| avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
| % 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
| avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
| Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
| Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
| Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
| Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Staunton, Illinois 62088
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Staunton, Illinois 62088, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kim Meyer
Mortgage Lender
115 S Elm St
Staunton, IL 62088
(618) 635-2234
kmeyer@fnbstaunton.com
Karen Frey
Mortgage Lender
115 S Elm St
Staunton, IL 62088
(618) 635-2234
kfrey@fnbstaunton.com
Anita Duda
Mortgage Lender
115 S Elm St
Staunton, IL 62088
(618) 635-2234
aduda@fnbstaunton.com
Rory Makler
Mortgage Lender
115 S Elm St
Staunton, IL 62088
(618) 635-2234
rmakler@fnbstaunton.com
Larry Ziglar
Mortgage Lender
115 S Elm St
Staunton, IL 62088
(618) 635-2234
lziglar@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
kmeyer@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
kfrey@fnbstaunton.com
Address
115 S Elm St
Staunton, IL
Contact
(618) 635-2234
Fax (301) 639-0804
aduda@fnbstaunton.com