Compare Today’s Refinance Rates for Steeleville, Illinois 62288
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Steeleville, Illinois 62288.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Steeleville, Illinois 62288. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,102 or $9 per month in Steeleville and other parts of Randolph county.
Summary of Average Refinances in Steeleville, Illinois 62288
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Interactive Refinance Rate Projections for Steeleville, Illinois 62288
Pureloan has developed an interactive chart to monitor the five largest local lenders in Steeleville, IL 62288, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Steeleville, Illinois 62288 from 2024 - 2016
The following historical data provides insights into refinancing trends in Steeleville, Illinois and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Steeleville, Illinois 62288
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Steeleville, Illinois 62288, we have compiled a list of top refinance brokers to assist you in the process.
Tim Hecht
Loan Officer
319 W Broadway
Steeleville, IL 62288
(618) 965-3441
thecht@bankatfnb.com
Klay Tiemann
Loan Officer
319 W Broadway
Steeleville, IL 62288
(618) 965-3441
ktiemann@bankatfnb.com
Bruce Uchtman
Loan Officer
319 W Broadway
Steeleville, IL 62288
(618) 965-3441
buchtman@bankatfnb.com
Ken Knop
Loan Officer
319 W Broadway
Steeleville, IL 62288
(618) 965-3441
kknop@bankatfnb.com
Bill Robb
Loan Officer
319 W Broadway
Steeleville, IL 62288
(618) 965-3441
bill.robb@bankatfnb.com
Address
319 W Broadway
Steeleville, IL
Contact
(618) 965-3441
Fax (301) 639-0804
thecht@bankatfnb.com
Address
319 W Broadway
Steeleville, IL
Contact
(618) 965-3441
Fax (301) 639-0804
ktiemann@bankatfnb.com
Address
319 W Broadway
Steeleville, IL
Contact
(618) 965-3441
Fax (301) 639-0804
buchtman@bankatfnb.com