Compare Today’s Refinance Rates for Steger, Illinois 60475
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Steger, Illinois 60475.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,357 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Steger and other areas of Cook county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Steger, Illinois 60475
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Interactive Refinance Rate Projections for Steger, Illinois 60475
Pureloan has developed an interactive chart to monitor the five largest local lenders in Steger, IL 60475, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Steger, Illinois 60475 from 2024 - 2016
The following historical data provides insights into refinancing trends in Steger, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Steger, Illinois 60475
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Steger, Illinois 60475, we have compiled a list of top refinance brokers to assist you in the process.
Bruce Torgler
Loan Officer
14 S La Grange Rd
La Grange, IL 60475
(708) 579-4486
Bruce.W.Torgler@chase.com
Miodrag Terzic
Loan Officer
1730 Harlem Ave Fl 01
Riverside, IL 60475
(708) 488-1354
Miodrag.Terzic@chase.com
Lisa Terry
Mortgage Consultant
321 E Church St
Sandwich, IL 60475
(815) 786-1308
LTERRY@BANKNBT.COM
Elisa Carranza
Mortgage Banker
1188 N Eola Rd
Aurora, IL 60475
(163) 069-2187
Elisa.Carranza@chase.com
Homero Carranza
Mortgage Banker
1188 N Eola Rd
Aurora, IL 60475
(163) 082-0484
Homero.Carranza@chase.com
Address
14 S La Grange Rd
La Grange, IL
Contact
(708) 579-4486
Fax (301) 639-0804
Bruce.W.Torgler@chase.com
Address
1730 Harlem Ave Fl 01
Riverside, IL
Contact
(708) 488-1354
Fax (301) 639-0804
Miodrag.Terzic@chase.com
Address
321 E Church St
Sandwich, IL
Contact
(815) 786-1308
Fax (301) 639-0804
LTERRY@BANKNBT.COM