Compare Today’s Refinance Rates for Techny, Illinois 60082
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Techny, Illinois 60082.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,597 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Techny and other areas of Cook county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Techny, Illinois 60082
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Interactive Refinance Rate Projections for Techny, Illinois 60082
Pureloan has developed an interactive chart to monitor the five largest local lenders in Techny, IL 60082, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Techny, Illinois 60082 from 2024 - 2016
The following historical data provides insights into refinancing trends in Techny, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
| avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
| % 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
| avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
| Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
| Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
| Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
| Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Techny, Illinois 60082
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Techny, Illinois 60082, we have compiled a list of top refinance brokers to assist you in the process.
Ken Rateike
Loan Officer
488 W Liberty St
Wauconda, IL 60082
(847) 381-0430
Ken.L.Rateike@chase.com
David Becerra
Mortgage Loan Originator
1334 N Lewis Ave
Waukegan, IL 60082
(847) 662-1799
Dbecerra@seawaybank.us
Tammy Moore
Mortgage Consultant
2001 N Green Bay Rd
Waukegan, IL 60082
(847) 672-9662
tammy.moore@thedrmc.com
Angela Qawi
Loan Officer
2001 N Green Bay Rd
Waukegan, IL 60082
(847) 775-2185
angela.qawi@thedrmc.com
Steve Siwinski
Loan Officer
1653 Barclay Blvd
Buffalo Grove, IL 60082
(847) 419-0010
ssiwinski@guaranteedrate.com
Address
488 W Liberty St
Wauconda, IL
Contact
(847) 381-0430
Fax (301) 639-0804
Ken.L.Rateike@chase.com
Address
1334 N Lewis Ave
Waukegan, IL
Contact
(847) 662-1799
Fax (301) 639-0804
Dbecerra@seawaybank.us
Address
2001 N Green Bay Rd
Waukegan, IL
Contact
(847) 672-9662
Fax (301) 639-0804
tammy.moore@thedrmc.com