Compare Today’s Refinance Rates for Tiskilwa, Illinois 61368
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tiskilwa, Illinois 61368.
With a 30-year amortization refinance in Tiskilwa and surrounding areas of Bureau county, our calculations show that you can expect to save up to $2,892 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tiskilwa, Illinois 61368.
Summary of Average Refinances in Tiskilwa, Illinois 61368
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Interactive Refinance Rate Projections for Tiskilwa, Illinois 61368
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tiskilwa, IL 61368, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tiskilwa, Illinois 61368 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tiskilwa, Illinois and the surrounding Bureau county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Tiskilwa, Illinois 61368
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tiskilwa, Illinois 61368, we have compiled a list of top refinance brokers to assist you in the process.
Tony Beiermann
Commercial Lending
21 E Main St
Galesburg, IL 61368
(309) 683-2881
Tony.Beiermann@thefmbank.com
Karen Cabrera
Residential Mortgage Loan Officer
21 E Main St
Galesburg, IL 61368
(309) 343-0002 Ext500
Karen.Cabrera@thefmbank.com
John Tenenbaum
Consumer Loan Officer
21 E Main St
Galesburg, IL 61368
(309) 343-0002 Ext629
John.Tenenbaum@thefmbank.com
Erick Mueller
Commercial Lending
21 E Main St
Galesburg, IL 61368
(309) 683-2881 Ext402
Erick.Mueller@thefmbank.com
Mari Ioerger
Associate Commercial Lending Officer
21 E Main St
Galesburg, IL 61368
(309) 683-2881 Ext401
mari.ioerger@thefmbank.com
Address
21 E Main St
Galesburg, IL
Contact
(309) 683-2881
Fax (301) 639-0804
Tony.Beiermann@thefmbank.com
Address
21 E Main St
Galesburg, IL
Contact
(309) 343-0002 Ext500
Fax (301) 639-0804
Karen.Cabrera@thefmbank.com
Address
21 E Main St
Galesburg, IL
Contact
(309) 343-0002 Ext629
Fax (301) 639-0804
John.Tenenbaum@thefmbank.com