Compare Today’s Refinance Rates for Toulon, Illinois 61483
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Toulon, Illinois 61483.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Toulon, Illinois 61483. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,928 or $8 per month in Toulon and other parts of Stark county.
Summary of Average Refinances in Toulon, Illinois 61483
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Interactive Refinance Rate Projections for Toulon, Illinois 61483
Pureloan has developed an interactive chart to monitor the five largest local lenders in Toulon, IL 61483, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Toulon, Illinois 61483 from 2024 - 2016
The following historical data provides insights into refinancing trends in Toulon, Illinois and the surrounding Stark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Toulon, Illinois 61483
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Toulon, Illinois 61483, we have compiled a list of top refinance brokers to assist you in the process.
Doug Blunier
Loan Officer
102 W Main St
Toulon, IL 61483
(309) 286-2861
dblunier@statebankoftoulon.com
Phil Daum
Loan Officer
102 W Main St
Toulon, IL 61483
(309) 286-2861
pdaum@statebankoftoulon.com
Diane DeMay
Loan Officer
102 W Main St
Toulon, IL 61483
(309) 852-3366
ddemay@statebankoftoulon.com
June Harnacke
Loan Officer
134 S Sampson St
Tremont, IL 61483
(217) 445-2211
june@newhollandbank.com
Keith Garlish
Loans officer
7508 N. Kickapoo Edwards Road
Edwards, IL 61483
(309) 676-0069
kgarlis@1stfarmcredit.com
Address
102 W Main St
Toulon, IL
Contact
(309) 286-2861
Fax (301) 639-0804
dblunier@statebankoftoulon.com
Address
102 W Main St
Toulon, IL
Contact
(309) 286-2861
Fax (301) 639-0804
pdaum@statebankoftoulon.com
Address
102 W Main St
Toulon, IL
Contact
(309) 852-3366
Fax (301) 639-0804
ddemay@statebankoftoulon.com