Compare Today’s Refinance Rates for Trenton, Illinois 62293
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Trenton, Illinois 62293.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Trenton, Illinois 62293. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,108 or $14 per month in Trenton and other parts of Clinton county.
Summary of Average Refinances in Trenton, Illinois 62293
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Interactive Refinance Rate Projections for Trenton, Illinois 62293
Pureloan has developed an interactive chart to monitor the five largest local lenders in Trenton, IL 62293, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Trenton, Illinois 62293 from 2024 - 2016
The following historical data provides insights into refinancing trends in Trenton, Illinois and the surrounding Clinton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Trenton, Illinois 62293
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Trenton, Illinois 62293, we have compiled a list of top refinance brokers to assist you in the process.
Dave Gansner
Mortgage Lender
304 Bargraves Blvd
Troy, IL 62293
(618) 667-9800
dgansner@fnbstaunton.com
Mike Heffren
Mortgage Lender
304 Bargraves Blvd
Troy, IL 62293
(618) 667-9800
mheffren@fnbstaunton.com
Dione Rabida
Mortgage Lender
304 Bargraves Blvd
Troy, IL 62293
(618) 667-9800
drabida@fnbstaunton.com
Bill Vogt
Mortgage Lender
304 Bargraves Blvd
Troy, IL 62293
(618) 667-9800
wvogt@fnbstaunton.com
Lori Oliver
Loan Officer
504 Edwardsville Rd
Troy, IL 62293
(618) 667-9090
loliver@fcbbanks.com
Address
304 Bargraves Blvd
Troy, IL
Contact
(618) 667-9800
Fax (301) 639-0804
dgansner@fnbstaunton.com
Address
304 Bargraves Blvd
Troy, IL
Contact
(618) 667-9800
Fax (301) 639-0804
mheffren@fnbstaunton.com
Address
304 Bargraves Blvd
Troy, IL
Contact
(618) 667-9800
Fax (301) 639-0804
drabida@fnbstaunton.com