Compare Today’s Refinance Rates for Waggoner, Illinois 62572
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waggoner, Illinois 62572.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waggoner, Illinois 62572. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,562 or $7 per month in Waggoner and other parts of Montgomery county.
Summary of Average Refinances in Waggoner, Illinois 62572
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Interactive Refinance Rate Projections for Waggoner, Illinois 62572
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waggoner, IL 62572, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waggoner, Illinois 62572 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waggoner, Illinois and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
| avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
| % 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
| avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
| Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
| Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
| Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
| Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Waggoner, Illinois 62572
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waggoner, Illinois 62572, we have compiled a list of top refinance brokers to assist you in the process.
Scott Musch
President/Loan Officer
300 Washington St
Beardstown, IL 62572
(217) 323-4105
smusch@fnbbtown.com
Jason Brockschmidt
Loan Officer
300 Washington St
Beardstown, IL 62572
(217) 323-4105
jbrockschmidt@fnbbtown.com
Jeanette Harbin
Loan Officer
300 Washington St
Beardstown, IL 62572
(217) 323-4105
jharbin@fnbbtown.com
Paul Rice
Loan Officer
300 Washington St
Beardstown, IL 62572
(217) 323-4105
price@fnbbtown.com
Dawn Horrell
Mortgage Consultant
402 N 3rd St
Girard, IL 62572
(217) 627-2186
dhorrell@psbank.net
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
smusch@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jbrockschmidt@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jharbin@fnbbtown.com