Compare Today’s Refinance Rates for Warrensburg, Illinois 62573
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Warrensburg, Illinois 62573.
With a 30-year amortization refinance in Warrensburg and surrounding areas of Macon county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Warrensburg, Illinois 62573.
Summary of Average Refinances in Warrensburg, Illinois 62573
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Interactive Refinance Rate Projections for Warrensburg, Illinois 62573
Pureloan has developed an interactive chart to monitor the five largest local lenders in Warrensburg, IL 62573, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Warrensburg, Illinois 62573 from 2024 - 2016
The following historical data provides insights into refinancing trends in Warrensburg, Illinois and the surrounding Macon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
| avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
| % 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
| avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
| Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
| Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
| Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
| Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Warrensburg, Illinois 62573
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Warrensburg, Illinois 62573, we have compiled a list of top refinance brokers to assist you in the process.
Scott Musch
President/Loan Officer
300 Washington St
Beardstown, IL 62573
(217) 323-4105
smusch@fnbbtown.com
Jason Brockschmidt
Loan Officer
300 Washington St
Beardstown, IL 62573
(217) 323-4105
jbrockschmidt@fnbbtown.com
Jeanette Harbin
Loan Officer
300 Washington St
Beardstown, IL 62573
(217) 323-4105
jharbin@fnbbtown.com
Paul Rice
Loan Officer
300 Washington St
Beardstown, IL 62573
(217) 323-4105
price@fnbbtown.com
Dawn Horrell
Mortgage Consultant
402 N 3rd St
Girard, IL 62573
(217) 627-2186
dhorrell@psbank.net
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
smusch@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jbrockschmidt@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jharbin@fnbbtown.com