Compare Today’s Refinance Rates for Wasco, Illinois 60183
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wasco, Illinois 60183.
With a 30-year amortization refinance in Wasco and surrounding areas of Kane county, our calculations show that you can expect to save up to $10,207 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wasco, Illinois 60183.
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Summary of Average Refinances in Wasco, Illinois 60183
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Wasco, Illinois 60183
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wasco, IL 60183, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wasco, Illinois 60183 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wasco, Illinois and the surrounding Kane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 49.21% | 52.87% | 51.72% | 47.59% | 46.81% | 46.03% | 42.51% | 52.05% | |
| avg refi rate | 3.96% | 3.87% | 4.08% | 4.51% | 3.71% | 3.89% | 4.47% | 4.83% | |
| % 15 year fixed refinance | 37.42% | 31.65% | 32.76% | 39.24% | 40.01% | 37.06% | 39.29% | 31.31% | |
| avg refi rate | 3.21% | 3.12% | 3.30% | 3.56% | 2.99% | 3.26% | 3.80% | 4.24% | |
| Avg credit score | 756.37 | 760.91 | 760.89 | 759.06 | 769.94 | 774.52 | 772.15 | 770.25 | |
| Avg LTV (loan to value) | 72.76% | 72.65% | 72.90% | 70.83% | 67.80% | 65.82% | 63.53% | 63.19% | |
| Avg DTI (debt to income) | 34.03 | 33.25 | 33.42 | 33.57 | 31.25 | 30.75 | 31.49 | 31.92 | |
| Avg refinance insurance % | 4.47% | 4.56% | 4.77% | 4.02% | 2.69% | 1.57% | 0.97% | 0.80% |
Best Refinance Brokers around Wasco, Illinois 60183
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wasco, Illinois 60183, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Matthew Dosen
Loan Officer
120 E Wesley St
Wheaton, IL 60183
(630) 221-4219
Matthew.L.Dosen@Chase.com
Luke Dean
Loan Officer
120 E Wesley St
Wheaton, IL 60183
(630) 221-4162
Luke.Dean@chase.com
Julie Kelsey
Lending Manager
120 E Wesley St
Wheaton, IL 60183
(163) 031-5241
Julie.Kelsey@chase.com
BYRON NAZAR
Mortgage Consultant
1403 N Main St
Wheaton, IL 60183
(630) 588-2199
byron.nazar@wellsfargo.com
EDWARD PRECHT
Mortgage Consultant
1403 N Main St
Wheaton, IL 60183
(630) 588-2199
edward.precht@wellsfargo.com
Address
120 E Wesley St
Wheaton, IL
Contact
(630) 221-4219
Fax (301) 639-0804
Matthew.L.Dosen@Chase.com
Address
120 E Wesley St
Wheaton, IL
Contact
(630) 221-4162
Fax (301) 639-0804
Luke.Dean@chase.com
Address
120 E Wesley St
Wheaton, IL
Contact
(163) 031-5241
Fax (301) 639-0804
Julie.Kelsey@chase.com