Compare Today’s Refinance Rates for White Hall, Illinois 62092
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in White Hall, Illinois 62092.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in White Hall, Illinois 62092. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,977 or $5 per month in White Hall and other parts of Greene county.
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Summary of Average Refinances in White Hall, Illinois 62092
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Interactive Refinance Rate Projections for White Hall, Illinois 62092
Pureloan has developed an interactive chart to monitor the five largest local lenders in White Hall, IL 62092, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in White Hall, Illinois 62092 from 2024 - 2016
The following historical data provides insights into refinancing trends in White Hall, Illinois and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
% 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around White Hall, Illinois 62092
If you are considering refinancing your mortgage or obtaining a cash-out refinance in White Hall, Illinois 62092, we have compiled a list of top refinance brokers to assist you in the process.
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