Compare Today’s Refinance Rates for Willisville, Illinois 62997
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Willisville, Illinois 62997.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,489 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Willisville and other areas of Randolph county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Willisville, Illinois 62997
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Interactive Refinance Rate Projections for Willisville, Illinois 62997
Pureloan has developed an interactive chart to monitor the five largest local lenders in Willisville, IL 62997, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Willisville, Illinois 62997 from 2024 - 2016
The following historical data provides insights into refinancing trends in Willisville, Illinois and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Willisville, Illinois 62997
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Willisville, Illinois 62997, we have compiled a list of top refinance brokers to assist you in the process.
Luke Chickey
Senior Loan Officer
700 Crown Industrial Ct
Chesterfield, MO 62997
(636) 536-6700
lchickey@boardwalklending.com
Christopher Purchase
Loan Officer
700 Crown Industrial Ct
Chesterfield, MO 62997
(636) 536-6700
CPurchase@boardwalklending.com
Christie Lindsey
Loan Processor
700 Crown Industrial Ct
Chesterfield, MO 62997
(636) 536-6700
CLindsey@boardwalklending.com
Mike Lohmann
CEO/Mortgage Consultant
16647 Chesterfield Grove Rd Suite 100
Chesterfield, MO 62997
(636) 898-0905
miloh@frontierstl.com
Kent Lohmann
President/Mortgage Consultant
16647 Chesterfield Grove Rd Suite 100
Chesterfield, MO 62997
(636) 898-3636
kentl@frontierstl.com
Address
700 Crown Industrial Ct
Chesterfield, MO
Contact
(636) 536-6700
Fax (301) 639-0804
lchickey@boardwalklending.com
Address
700 Crown Industrial Ct
Chesterfield, MO
Contact
(636) 536-6700
Fax (301) 639-0804
CPurchase@boardwalklending.com
Address
700 Crown Industrial Ct
Chesterfield, MO
Contact
(636) 536-6700
Fax (301) 639-0804
CLindsey@boardwalklending.com