Compare Today’s Refinance Rates for Wrights, Illinois 62098
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wrights, Illinois 62098.
With a 30-year amortization refinance in Wrights and surrounding areas of Greene county, our calculations show that you can expect to save up to $2,343 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wrights, Illinois 62098.
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Summary of Average Refinances in Wrights, Illinois 62098
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Interactive Refinance Rate Projections for Wrights, Illinois 62098
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wrights, IL 62098, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wrights, Illinois 62098 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wrights, Illinois and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
% 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Wrights, Illinois 62098
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wrights, Illinois 62098, we have compiled a list of top refinance brokers to assist you in the process.
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