Compare Today’s Refinance Rates for Arcadia, Indiana 46030
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Arcadia, Indiana 46030.
With a 30-year amortization refinance in Arcadia and surrounding areas of Hamilton county, our calculations show that you can expect to save up to $3,149 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Arcadia, Indiana 46030.
Summary of Average Refinances in Arcadia, Indiana 46030
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Interactive Refinance Rate Projections for Arcadia, Indiana 46030
Pureloan has developed an interactive chart to monitor the five largest local lenders in Arcadia, IN 46030, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Arcadia, Indiana 46030 from 2024 - 2016
The following historical data provides insights into refinancing trends in Arcadia, Indiana and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
| avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
| % 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
| avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
| Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
| Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
| Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
| Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Arcadia, Indiana 46030
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Arcadia, Indiana 46030, we have compiled a list of top refinance brokers to assist you in the process.
Dave Bowers
Senior Vice President, Business Banking
11611 N Meridian St Ste 175
Carmel, IN 46030
(317) 574-0436 Ext3904
dbowers@centier.com
Jeff Olds
Vice President, Business Banking
11611 N Meridian St Ste 175
Carmel, IN 46030
(317) 574-0436 Ext3902
jolds@centier.com
Kim Woody
Loan Officer
11590 N Meridian St
Carmel, IN 46030
(877) 642-4642
woodyka@ugcorp.com
Dale Proctor
Loan Officer
11590 N Meridian St
Carmel, IN 46030
(877) 642-4642
rproctor@ugcorp.com
Steve Lowrance
Loan Officer
11590 N Meridian St
Carmel, IN 46030
(877) 642-4642
lowrans@ugcorp.com
Address
11611 N Meridian St Ste 175
Carmel, IN
Contact
(317) 574-0436 Ext3904
Fax (301) 639-0804
dbowers@centier.com
Address
11611 N Meridian St Ste 175
Carmel, IN
Contact
(317) 574-0436 Ext3902
Fax (301) 639-0804
jolds@centier.com
Address
11590 N Meridian St
Carmel, IN
Contact
(877) 642-4642
Fax (301) 639-0804
woodyka@ugcorp.com