Compare Today’s Refinance Rates for Ashley, Indiana 46705
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ashley, Indiana 46705.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,339 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Ashley and other areas of De Kalb county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Ashley, Indiana 46705
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Interactive Refinance Rate Projections for Ashley, Indiana 46705
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ashley, IN 46705, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ashley, Indiana 46705 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ashley, Indiana and the surrounding De Kalb county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Ashley, Indiana 46705
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ashley, Indiana 46705, we have compiled a list of top refinance brokers to assist you in the process.
JENNIFER AMSTUTZ
Loan Officer
1319 Baker Pl
Bluffton, IN 46705
(260) 824-3630
jamstut@e-farmcredit.com
ANGIE FRANKLIN
Loan Officer
1319 Baker Pl
Bluffton, IN 46705
(260) 824-3630
afrankl@e-farmcredit.com
ERIC JOHNSON
Loan Officer
1319 Baker Pl
Bluffton, IN 46705
(260) 824-3630
ejohnso@e-farmcredit.com
VIRGINIA RYBOLT
Loan Officer
1319 Baker Pl
Bluffton, IN 46705
(260) 824-3630
vrybolt@e-farmcredit.com
DEBRA SMITH
Loan Officer
1319 Baker Pl
Bluffton, IN 46705
(260) 824-3630
dsmith3@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
jamstut@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
afrankl@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
ejohnso@e-farmcredit.com