Compare Today’s Refinance Rates for Berne, Indiana 46711
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Berne, Indiana 46711.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,591 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Berne and other areas of Adams county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Berne, Indiana 46711
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Interactive Refinance Rate Projections for Berne, Indiana 46711
Pureloan has developed an interactive chart to monitor the five largest local lenders in Berne, IN 46711, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Berne, Indiana 46711 from 2024 - 2016
The following historical data provides insights into refinancing trends in Berne, Indiana and the surrounding Adams county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Berne, Indiana 46711
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Berne, Indiana 46711, we have compiled a list of top refinance brokers to assist you in the process.
JENNIFER AMSTUTZ
Loan Officer
1319 Baker Pl
Bluffton, IN 46711
(260) 824-3630
jamstut@e-farmcredit.com
ANGIE FRANKLIN
Loan Officer
1319 Baker Pl
Bluffton, IN 46711
(260) 824-3630
afrankl@e-farmcredit.com
ERIC JOHNSON
Loan Officer
1319 Baker Pl
Bluffton, IN 46711
(260) 824-3630
ejohnso@e-farmcredit.com
VIRGINIA RYBOLT
Loan Officer
1319 Baker Pl
Bluffton, IN 46711
(260) 824-3630
vrybolt@e-farmcredit.com
DEBRA SMITH
Loan Officer
1319 Baker Pl
Bluffton, IN 46711
(260) 824-3630
dsmith3@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
jamstut@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
afrankl@e-farmcredit.com
Address
1319 Baker Pl
Bluffton, IN
Contact
(260) 824-3630
Fax (301) 639-0804
ejohnso@e-farmcredit.com