Compare Today’s Refinance Rates for Bloomington, Indiana

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Bloomington, Indiana 47406. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,568 or $15 / month in Bloomington and other areas of Monroe county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bloomington, Indiana 47406.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bloomington, Indiana 47406

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bloomington, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bloomington, IN 47406, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bloomington, IN

Refinance Rates for Bloomington, Indiana 47406 from 2013 - 2020

Below are historical data on refinancing in Bloomington, Indiana and around Monroe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 43.34% 35.24% 36.27% 43.72% 44.72% 39.80% 44.81% 38.95%
avg refi rate 4.82% 4.51% 3.84% 3.67% 4.37% 3.94% 3.78% 4.04%
% 15 year fixed refinance 35.67% 43.47% 41.23% 35.89% 40.65% 39.80% 38.52% 41.05%
avg refi rate 4.18% 3.73% 3.11% 2.89% 3.45% 3.14% 2.98% 3.17%
Avg credit score 765.49 762.84 767.27 759.17 746.42 753.78 755.02 754.61
Avg LTV (loan to value) 65.56% 66.08% 66.08% 68.15% 67.95% 67.99% 69.54% 67.68%
Avg DTI (debt to income) 27.63 27.53 27.65 28.79 30.43 29.07 28.96 29.12
Avg refinance insurance % 1.35% 1.48% 1.51% 2.18% 1.51% 3.01% 2.91% 1.95%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bloomington, Indiana 47406

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bloomington, Indiana 47406, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Paul Wilson

Originator

505 S Woodscrest Dr

Bloomington, IN 47406

(812) 558-3830

paul.wilson@americanmortgage.com

Sandra Mead

Mortgage Lender

89 W Vincennes St

Linton, IN 47406

(812) 512-1465

sandra.mead@regions.com

Address

505 S Woodscrest Dr

Bloomington, IN

Contact

(812) 558-3830

Fax (301) 639-0804

paul.wilson@americanmortgage.com

Address

89 W Vincennes St

Linton, IN

Contact

(812) 512-1465

Fax (301) 639-0804

sandra.mead@regions.com

Refinancing News for Bloomington, Indiana 47406