Compare Today’s Refinance Rates for Brownstown, Indiana 47220
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Brownstown, Indiana 47220.
With a 30-year amortization refinance in Brownstown and surrounding areas of Jackson county, our calculations show that you can expect to save up to $4,553 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Brownstown, Indiana 47220.
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Summary of Average Refinances in Brownstown, Indiana 47220
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Brownstown, Indiana 47220
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brownstown, IN 47220, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brownstown, Indiana 47220 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brownstown, Indiana and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
| avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
| % 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
| avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
| Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
| Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
| Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
| Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Brownstown, Indiana 47220
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brownstown, Indiana 47220, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
BRENT DITMARS
Loan Officer
2905 State St
Columbus, IN 47220
(812) 376-6838
bditmar@e-farmcredit.com
JOHN EVANS
Loan Officer
2905 State St
Columbus, IN 47220
(812) 376-6838
jevans@e-farmcredit.com
TERRI JURASKOVICH
Loan Officer
2905 State St
Columbus, IN 47220
(812) 376-6838
tjurask@e-farmcredit.com
ELIZABETH MAUER
Loan Officer
2905 State St
Columbus, IN 47220
(812) 376-6838
emauer@e-farmcredit.com
MARCI MCCAULEY
Loan Officer
2905 State St
Columbus, IN 47220
(812) 376-6838
mmccaul@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
bditmar@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
jevans@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
tjurask@e-farmcredit.com