Compare Today’s Refinance Rates for Carmel, Indiana 46032
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Carmel, Indiana 46032.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Carmel, Indiana 46032. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,553 or $13 per month in Carmel and other parts of Hamilton county.
Summary of Average Refinances in Carmel, Indiana 46032
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Interactive Refinance Rate Projections for Carmel, Indiana 46032
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carmel, IN 46032, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carmel, Indiana 46032 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carmel, Indiana and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Carmel, Indiana 46032
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carmel, Indiana 46032, we have compiled a list of top refinance brokers to assist you in the process.
Julia Brooks
Loan Officer Assistant
2325 Pointe Parkway
Carmel, IN 46032
(703) 871-1300
jbrooks@accessnational.com
Anthony Bill
Loan Officer
2325 Pointe Parkway
Carmel, IN 46032
(703) 871-1300
abill@accessnational.com
Kyle O'keefe
Mortgage Banker
14801 Thatcher Lane
Carmel, IN 46032
(317) 514-8252
kyle.p.okeefe@chase.com
Carol Freeman
Mortgage Banker
13085 Pettigru Dr
Carmel, IN 46032
(76) 566-4417
carol.freeman@chase.com
Jason Harris
Mortgage Loan Officer
244 E. Carmel Dr
Carmel, IN 46032
(219) 938-0429
jharris@centier.com
Address
2325 Pointe Parkway
Carmel, IN
Contact
(703) 871-1300
Fax (301) 639-0804
jbrooks@accessnational.com
Address
2325 Pointe Parkway
Carmel, IN
Contact
(703) 871-1300
Fax (301) 639-0804
abill@accessnational.com
Address
14801 Thatcher Lane
Carmel, IN
Contact
(317) 514-8252
Fax (301) 639-0804
kyle.p.okeefe@chase.com