Compare Today’s Refinance Rates for Celestine, Indiana 47521
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Celestine, Indiana 47521.
With a 30-year amortization refinance in Celestine and surrounding areas of Dubois county, our calculations show that you can expect to save up to $8,732 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Celestine, Indiana 47521.
Summary of Average Refinances in Celestine, Indiana 47521
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Interactive Refinance Rate Projections for Celestine, Indiana 47521
Pureloan has developed an interactive chart to monitor the five largest local lenders in Celestine, IN 47521, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Celestine, Indiana 47521 from 2024 - 2016
The following historical data provides insights into refinancing trends in Celestine, Indiana and the surrounding Dubois county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
| avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
| % 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
| avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
| Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
| Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
| Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
| Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Celestine, Indiana 47521
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Celestine, Indiana 47521, we have compiled a list of top refinance brokers to assist you in the process.
KATIE CARRELL
Loan Officer
1847 Troy Rd
Washington, IN 47521
(812) 674-0400
kcarrel@e-farmcredit.com
ERIC LANE
Loan Officer
1847 Troy Rd
Washington, IN 47521
(812) 674-0400
elane@e-farmcredit.com
BARBARA VERMILLION
Loan Officer
1847 Troy Rd
Washington, IN 47521
(812) 674-0400
bvermil@e-farmcredit.com
Pam Krygielka
Mortgage Loan Officer
201 E Main St
Washington, IN 47521
(812) 547-7025
Pam.Krygielka@germanamerican.com
Sheila Tempel
Mortgage Loan Officer
201 E Main St
Washington, IN 47521
(812) 547-5483
Sheila.Tempel@germanamerican.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
kcarrel@e-farmcredit.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
elane@e-farmcredit.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
bvermil@e-farmcredit.com