Compare Today’s Refinance Rates for Charlottesville, Indiana 46117
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Charlottesville, Indiana 46117.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,290 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Charlottesville and other areas of Hancock county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Charlottesville, Indiana 46117
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Interactive Refinance Rate Projections for Charlottesville, Indiana 46117
Pureloan has developed an interactive chart to monitor the five largest local lenders in Charlottesville, IN 46117, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Charlottesville, Indiana 46117 from 2024 - 2016
The following historical data provides insights into refinancing trends in Charlottesville, Indiana and the surrounding Hancock county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
| avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
| % 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
| avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
| Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
| Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
| Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
| Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Charlottesville, Indiana 46117
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Charlottesville, Indiana 46117, we have compiled a list of top refinance brokers to assist you in the process.
Scott Miller
Mortgage Advisor
10746 E US Highway 36
Avon, IN 46117
(317) 777-6603
smiller@stonegatemtg.com
Chris Minor
mortgage lender
7728 East U.S. Highway 36
Avon, IN 46117
(901) 748-5523
Chris.Minor@americanmortgage.com
Reggie Galvin
mortgage lender
7728 East U.S. Highway 36
Avon, IN 46117
(901) 748-5523
Reggie.Galvin@americanmortgage.com
Sharyn Peters
mortgage lender
7728 East US Highway 36
Avon, IN 46117
(901) 748-5523
Sharyn.Peters@americanmortgage.com
Barb Peters
Mortgage Loan Officer
6845 East US Highway 36, Suite 410
Avon, IN 46117
(317) 446-1757
barb.peters@americanmortgage.com
Address
10746 E US Highway 36
Avon, IN
Contact
(317) 777-6603
Fax (301) 639-0804
smiller@stonegatemtg.com
Address
7728 East U.S. Highway 36
Avon, IN
Contact
(901) 748-5523
Fax (301) 639-0804
Chris.Minor@americanmortgage.com
Address
7728 East U.S. Highway 36
Avon, IN
Contact
(901) 748-5523
Fax (301) 639-0804
Reggie.Galvin@americanmortgage.com