Compare Today’s Refinance Rates for Clarksburg, Indiana 47225
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clarksburg, Indiana 47225.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,762 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Clarksburg and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Clarksburg, Indiana 47225
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Interactive Refinance Rate Projections for Clarksburg, Indiana 47225
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarksburg, IN 47225, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clarksburg, Indiana 47225 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clarksburg, Indiana and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Clarksburg, Indiana 47225
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarksburg, Indiana 47225, we have compiled a list of top refinance brokers to assist you in the process.
BRENT DITMARS
Loan Officer
2905 State St
Columbus, IN 47225
(812) 376-6838
bditmar@e-farmcredit.com
JOHN EVANS
Loan Officer
2905 State St
Columbus, IN 47225
(812) 376-6838
jevans@e-farmcredit.com
TERRI JURASKOVICH
Loan Officer
2905 State St
Columbus, IN 47225
(812) 376-6838
tjurask@e-farmcredit.com
ELIZABETH MAUER
Loan Officer
2905 State St
Columbus, IN 47225
(812) 376-6838
emauer@e-farmcredit.com
MARCI MCCAULEY
Loan Officer
2905 State St
Columbus, IN 47225
(812) 376-6838
mmccaul@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
bditmar@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
jevans@e-farmcredit.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
tjurask@e-farmcredit.com