Compare Today’s Refinance Rates for Claypool, Indiana 46510
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Claypool, Indiana 46510.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Claypool, Indiana 46510. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,553 or $13 per month in Claypool and other parts of Kosciusko county.
Summary of Average Refinances in Claypool, Indiana 46510
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Interactive Refinance Rate Projections for Claypool, Indiana 46510
Pureloan has developed an interactive chart to monitor the five largest local lenders in Claypool, IN 46510, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Claypool, Indiana 46510 from 2024 - 2016
The following historical data provides insights into refinancing trends in Claypool, Indiana and the surrounding Kosciusko county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.86% | 46.12% | 50.48% | 48.73% | 58.97% | 45.82% | 40.86% | 41.37% | 40.48% |
avg refi rate | 6.72% | 3.73% | 3.03% | 3.35% | 4.21% | 4.71% | 4.14% | 3.87% | 4.04% |
% 15 year fixed refinance | 32.65% | 33.74% | 34.71% | 28.63% | 41.04% | 47.04% | 47.18% | 44.81% | |
avg refi rate | 2.81% | 2.49% | 2.82% | 3.66% | 3.90% | 3.28% | 3.08% | 3.17% | |
Avg credit score | 725.64 | 741.07 | 752.22 | 760.96 | 752.09 | 736.00 | 743.33 | 752.35 | 750.43 |
Avg LTV (loan to value) | 57.64% | 59.56% | 64.71% | 68.21% | 70.24% | 68.73% | 68.72% | 69.97% | 71.45% |
Avg DTI (debt to income) | 35.00 | 30.58 | 29.24 | 29.29 | 30.35 | 30.77 | 29.81 | 29.14 | 28.96 |
Avg refinance insurance % | 4.43% | 1.06% | 2.36% | 3.46% | 4.53% | 3.84% | 3.45% | 3.68% | 4.70% |
Best Refinance Brokers around Claypool, Indiana 46510
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Claypool, Indiana 46510, we have compiled a list of top refinance brokers to assist you in the process.
Samantha Conrad
Senior Loan Officer
57340 Alpha Drive
Elkhart, IN 46510
(574) 903-3242
samantha@ruoff.com
Ryan Bender
Loan Officer
303 CR 17
Elkhart, IN 46510
(574) 295-9796
rbender@centier.com
Rosa Alba
Loan Officer
102 N Main St
Goshen, IN 46510
(888) 522-2265
Rosa.Alba@lakecitybank.com
Sharon Welsh
Loan Officer
102 N Main St
Goshen, IN 46510
(888) 522-2265
Sharon.Welsh@lakecitybank.com
Peggy Genshaw
Mortgage Loan Officer
119 S 3rd St
Goshen, IN 46510
(574) 534-9636
peggy.genshaw@pncmortgage.com
Address
57340 Alpha Drive
Elkhart, IN
Contact
(574) 903-3242
Fax (301) 639-0804
samantha@ruoff.com
Address
303 CR 17
Elkhart, IN
Contact
(574) 295-9796
Fax (301) 639-0804
rbender@centier.com
Address
102 N Main St
Goshen, IN
Contact
(888) 522-2265
Fax (301) 639-0804
Rosa.Alba@lakecitybank.com