Compare Today’s Refinance Rates for Columbus, Indiana 47203
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Columbus, Indiana 47203.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Columbus, Indiana 47203. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,149 or $9 per month in Columbus and other parts of Bartholomew county.
Summary of Average Refinances in Columbus, Indiana 47203
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Interactive Refinance Rate Projections for Columbus, Indiana 47203
Pureloan has developed an interactive chart to monitor the five largest local lenders in Columbus, IN 47203, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Columbus, Indiana 47203 from 2024 - 2016
The following historical data provides insights into refinancing trends in Columbus, Indiana and the surrounding Bartholomew county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Columbus, Indiana 47203
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Columbus, Indiana 47203, we have compiled a list of top refinance brokers to assist you in the process.
TERESA COX
Loan Officer
408 6th St
Columbus, IN 47203
(812) 372-0388
teresa.y.cox@wellsfargo.com
PATRICIA GRIDER
Loan Officer
408 6th St
Columbus, IN 47203
(812) 372-0388
patti.grider@wellsfargo.com
TJ O'DANIEL
Loan Officer
2905 State St
Columbus, IN 47203
(812) 376-6838
tj.odaniel@e-farmcredit.com
DANITA WATTS
Loan Officer
2905 State St
Columbus, IN 47203
(812) 376-6838
dwatts@e-farmcredit.com
AIMEE SCROGHAN
Loan Officer
2905 State St
Columbus, IN 47203
(812) 376-6838
ascrogh@e-farmcredit.com
Address
408 6th St
Columbus, IN
Contact
(812) 372-0388
Fax (301) 639-0804
teresa.y.cox@wellsfargo.com
Address
408 6th St
Columbus, IN
Contact
(812) 372-0388
Fax (301) 639-0804
patti.grider@wellsfargo.com
Address
2905 State St
Columbus, IN
Contact
(812) 376-6838
Fax (301) 639-0804
tj.odaniel@e-farmcredit.com