Compare Today’s Refinance Rates for Darlington, Indiana 47940
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Darlington, Indiana 47940.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,946 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Darlington and other areas of Montgomery county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Darlington, Indiana 47940
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Interactive Refinance Rate Projections for Darlington, Indiana 47940
Pureloan has developed an interactive chart to monitor the five largest local lenders in Darlington, IN 47940, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Darlington, Indiana 47940 from 2024 - 2016
The following historical data provides insights into refinancing trends in Darlington, Indiana and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.89% | 57.59% | 56.77% | 54.99% | 67.12% | 56.30% | 53.68% | 51.95% | 50.45% |
| avg refi rate | 6.72% | 3.95% | 3.01% | 3.28% | 4.33% | 4.76% | 4.15% | 3.96% | 4.11% |
| % 15 year fixed refinance | 5.56% | 28.02% | 25.02% | 28.39% | 21.17% | 25.21% | 34.21% | 35.55% | 32.27% |
| avg refi rate | 5.88% | 3.08% | 2.47% | 2.72% | 3.70% | 4.02% | 3.41% | 3.17% | 3.35% |
| Avg credit score | 725.17 | 735.43 | 750.62 | 756.50 | 746.32 | 729.03 | 734.74 | 749.54 | 747.80 |
| Avg LTV (loan to value) | 55.78% | 61.02% | 65.66% | 69.86% | 72.28% | 70.73% | 72.31% | 70.67% | 75.37% |
| Avg DTI (debt to income) | 37.72 | 31.60 | 29.85 | 28.90 | 31.74 | 31.21 | 32.81 | 29.44 | 30.18 |
| Avg refinance insurance % | 0.67% | 1.37% | 1.94% | 3.45% | 5.20% | 2.93% | 4.17% | 4.61% | 6.28% |
Best Refinance Brokers around Darlington, Indiana 47940
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Darlington, Indiana 47940, we have compiled a list of top refinance brokers to assist you in the process.
NATASHA COX
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47940
(219) 866-4608
ncox@e-farmcredit.com
ASHLEY HOPP
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47940
(219) 866-4608
ahopp@e-farmcredit.com
LAURA LUCK
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47940
(219) 866-4608
lluck@e-farmcredit.com
CLAYTON NAGEL
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47940
(219) 866-4608
cnagel@e-farmcredit.com
SUSAN OLSON
Loan Officer
201 N Van Rensselaer St
Rensselaer, IN 47940
(219) 866-4608
solson@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
ncox@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
ahopp@e-farmcredit.com
Address
201 N Van Rensselaer St
Rensselaer, IN
Contact
(219) 866-4608
Fax (301) 639-0804
lluck@e-farmcredit.com