Compare Today’s Refinance Rates for Elkhart, Indiana

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Elkhart, Indiana 46517. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Elkhart and other areas of Elkhart county, expected lifetime cash savings are $4,992 or $14 / month.

For Elkhart, Indiana 46517, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Elkhart, Indiana 46517

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Elkhart, IN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Elkhart, IN 46517, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Elkhart, IN

Refinance Rates for Elkhart, Indiana 46517 from 2013 - 2020

Below are historical data on refinancing in Elkhart, Indiana and around Elkhart county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.95% 36.56% 42.92% 46.47% 53.72% 54.52% 49.23% 39.26%
avg refi rate 4.82% 4.48% 3.90% 3.74% 4.52% 4.08% 3.90% 3.99%
% 15 year fixed refinance 34.38% 41.70% 36.27% 37.04% 34.39% 28.91% 33.85% 44.29%
avg refi rate 4.23% 3.74% 3.23% 3.02% 3.55% 3.29% 3.06% 3.11%
Avg credit score 770.62 770.64 771.77 763.84 749.52 754.70 757.91 752.46
Avg LTV (loan to value) 66.76% 66.75% 67.96% 70.85% 72.87% 74.06% 71.74% 69.19%
Avg DTI (debt to income) 26.18 26.59 26.54 28.14 31.15 29.67 29.05 30.00
Avg refinance insurance % 1.89% 2.65% 2.83% 4.55% 5.07% 5.38% 4.52% 3.50%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Elkhart, Indiana 46517

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Elkhart, Indiana 46517, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ryan Bender

Loan Officer

303 CR 17

Elkhart, IN 46517

(574) 295-9796

rbender@centier.com

Samantha Conrad

Senior Loan Officer

57340 Alpha Drive

Elkhart, IN 46517

(574) 903-3242

samantha@ruoff.com

Rosa Alba

Loan Officer

102 N Main St

Goshen, IN 46517

(888) 522-2265

Rosa.Alba@lakecitybank.com

Sharon Welsh

Loan Officer

102 N Main St

Goshen, IN 46517

(888) 522-2265

Sharon.Welsh@lakecitybank.com

Peggy Genshaw

Mortgage Loan Officer

119 S 3rd St

Goshen, IN 46517

(574) 534-9636

peggy.genshaw@pncmortgage.com

Address

303 CR 17

Elkhart, IN

Contact

(574) 295-9796

Fax (301) 639-0804

rbender@centier.com

Address

57340 Alpha Drive

Elkhart, IN

Contact

(574) 903-3242

Fax (301) 639-0804

samantha@ruoff.com

Address

102 N Main St

Goshen, IN

Contact

(888) 522-2265

Fax (301) 639-0804

Rosa.Alba@lakecitybank.com

Refinancing News for Elkhart, Indiana 46517