Compare Today’s Refinance Rates for Elnora, Indiana 47529
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elnora, Indiana 47529.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,466 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Elnora and other areas of Daviess county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Elnora, Indiana 47529
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Interactive Refinance Rate Projections for Elnora, Indiana 47529
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elnora, IN 47529, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elnora, Indiana 47529 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elnora, Indiana and the surrounding Daviess county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.43% | 59.04% | 45.76% | 64.56% | 64.38% | 52.63% | 52.04% | 44.53% |
avg refi rate | 6.50% | 4.12% | 3.00% | 3.28% | 4.28% | 4.58% | 4.10% | 3.83% | 3.90% |
% 15 year fixed refinance | 26.73% | 25.30% | 36.44% | 22.78% | 23.29% | 30.26% | 33.67% | 35.16% | |
avg refi rate | 3.19% | 2.55% | 2.76% | 3.64% | 3.85% | 3.20% | 3.08% | 2.99% | |
Avg credit score | 734.00 | 734.21 | 749.93 | 760.08 | 749.20 | 741.96 | 738.74 | 756.31 | 748.51 |
Avg LTV (loan to value) | 63.14% | 65.36% | 69.08% | 68.58% | 71.75% | 72.63% | 70.88% | 70.98% | 70.59% |
Avg DTI (debt to income) | 36.29 | 31.66 | 30.32 | 28.57 | 31.13 | 32.70 | 31.99 | 30.60 | 29.53 |
Avg refinance insurance % | 1.71% | 1.76% | 3.15% | 3.35% | 3.16% | 3.29% | 2.82% | 2.92% | 2.72% |
Best Refinance Brokers around Elnora, Indiana 47529
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elnora, Indiana 47529, we have compiled a list of top refinance brokers to assist you in the process.
KATIE CARRELL
Loan Officer
1847 Troy Rd
Washington, IN 47529
(812) 674-0400
kcarrel@e-farmcredit.com
ERIC LANE
Loan Officer
1847 Troy Rd
Washington, IN 47529
(812) 674-0400
elane@e-farmcredit.com
BARBARA VERMILLION
Loan Officer
1847 Troy Rd
Washington, IN 47529
(812) 674-0400
bvermil@e-farmcredit.com
Pam Krygielka
Mortgage Loan Officer
201 E Main St
Washington, IN 47529
(812) 547-7025
Pam.Krygielka@germanamerican.com
Sheila Tempel
Mortgage Loan Officer
201 E Main St
Washington, IN 47529
(812) 547-5483
Sheila.Tempel@germanamerican.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
kcarrel@e-farmcredit.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
elane@e-farmcredit.com
Address
1847 Troy Rd
Washington, IN
Contact
(812) 674-0400
Fax (301) 639-0804
bvermil@e-farmcredit.com